:root {
  --ink: #10233f;
  --ink-2: #2f4468;
  --muted: #5b6b86;
  --paper: #f7f7f5;
  --paper-2: #ffffff;
  --line: rgba(16, 35, 63, 0.12);
  --accent: #e85d2a;
  --accent-dark: #c94e22;
  --accent-soft: rgba(232, 93, 42, 0.12);
  --night: #0e2a56;
  --success: #1a7f4b;
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --shadow: 0 20px 60px rgba(7, 26, 51, 0.12);
  --shadow-sm: 0 4px 16px rgba(7, 26, 51, 0.08);
  --font: "Avenir Next", "Helvetica Neue", Helvetica, Arial, sans-serif;
  --header-h: 72px;
  --announcement-h: 44px;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  min-width: 320px;
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

body.no-announcement { --announcement-h: 0px; }

a { color: inherit; text-decoration: none; }
a:focus-visible, button:focus-visible, summary:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

.skip-link {
  position: absolute;
  top: -100px; left: 1rem;
  z-index: 9999;
  padding: 0.6rem 1rem;
  background: var(--ink);
  color: #fff;
  border-radius: var(--radius-sm);
}
.skip-link:focus { top: 1rem; }

/* Announcement */
.announcement {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 200;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1rem;
  height: var(--announcement-h);
  padding: 0 3rem 0 1rem;
  background: var(--ink);
  color: #fff;
  font-size: 0.875rem;
}
.announcement.is-hidden { display: none; }
.announcement p { margin: 0; }
.announcement-close {
  position: absolute;
  right: 0.75rem;
  background: none;
  border: none;
  color: #fff;
  font-size: 1.4rem;
  cursor: pointer;
  line-height: 1;
  padding: 0.25rem;
}

/* Header */
.site-header {
  position: sticky;
  top: var(--announcement-h);
  z-index: 100;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 1.5rem;
  height: var(--header-h);
}
.brand { flex-shrink: 0; }
.brand img { display: block; height: 28px; width: auto; }

.site-nav {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  flex: 1;
}
.nav-item { position: relative; }
.nav-trigger, .nav-link {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  padding: 0.5rem 0.75rem;
  background: none;
  border: none;
  font: inherit;
  font-size: 0.9rem;
  color: var(--ink-2);
  cursor: pointer;
  border-radius: var(--radius-sm);
  transition: background 0.15s, color 0.15s;
}
.nav-trigger:hover, .nav-link:hover { background: var(--accent-soft); color: var(--ink); }

.mega-panel {
  display: none;
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  min-width: 380px;
  padding: 1.25rem;
  background: var(--paper-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow);
  gap: 1.5rem;
  grid-template-columns: 1fr 1fr;
}
.has-mega.is-open .mega-panel { display: grid; }
.mega-col h4 {
  margin: 0 0 0.5rem;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
}
.mega-col a {
  display: block;
  padding: 0.35rem 0;
  font-size: 0.9rem;
  color: var(--ink-2);
}
.mega-col a:hover { color: var(--accent); }

.header-actions {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-shrink: 0;
}

.nav-toggle {
  display: none;
  background: none;
  border: none;
  padding: 0.5rem;
  cursor: pointer;
}
.nav-toggle-icon,
.nav-toggle-icon::before,
.nav-toggle-icon::after {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--ink);
  border-radius: 1px;
  transition: transform 0.2s;
}
.nav-toggle-icon { position: relative; }
.nav-toggle-icon::before,
.nav-toggle-icon::after {
  content: "";
  position: absolute;
  left: 0;
}
.nav-toggle-icon::before { top: -7px; }
.nav-toggle-icon::after { top: 7px; }
.nav-toggle[aria-expanded="true"] .nav-toggle-icon { background: transparent; }
.nav-toggle[aria-expanded="true"] .nav-toggle-icon::before { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] .nav-toggle-icon::after { transform: translateY(-7px) rotate(-45deg); }

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.55rem 1.1rem;
  font: inherit;
  font-size: 0.9rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  border: 1px solid transparent;
  cursor: pointer;
  transition: background 0.15s, transform 0.1s;
  white-space: nowrap;
}
.btn:active { transform: scale(0.98); }
.btn-primary { background: var(--accent); color: #fff; border-color: var(--accent); }
.btn-primary:hover { background: var(--accent-dark); }
.btn-secondary { background: var(--ink); color: #fff; }
.btn-secondary:hover { background: var(--night); }
.btn-ghost { background: transparent; color: var(--ink-2); border-color: var(--line); }
.btn-ghost:hover { background: var(--paper); }
.btn-large { padding: 0.85rem 1.5rem; font-size: 1rem; }
.btn-block { width: 100%; }

.text-link {
  color: var(--accent);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.text-link:hover { color: var(--accent-dark); }

.section-shell {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section-heading {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 2.5rem;
}
.section-heading h2 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  line-height: 1.15;
  letter-spacing: -0.02em;
}
.section-heading p { margin: 0; color: var(--muted); font-size: 1.05rem; }

/* Reveal animation */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal.is-visible { opacity: 1; transform: none; }

/* Hero */
.hero {
  padding: 4rem 1.5rem 2rem;
  text-align: center;
}
.hero h1 {
  margin: 0 0 1.25rem;
  font-size: clamp(2.5rem, 6vw, 4.25rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
}
.hero-lead {
  margin: 0 auto 2rem;
  max-width: 560px;
  font-size: 1.15rem;
  color: var(--muted);
  line-height: 1.6;
}

/* Marquee */
.logo-marquee, .press-marquee {
  overflow: hidden;
  mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent);
  margin-top: 3rem;
}
.marquee-track {
  display: flex;
  gap: 3rem;
  width: max-content;
  animation: marquee 30s linear infinite;
}
.marquee-track span {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--muted);
  opacity: 0.6;
  white-space: nowrap;
}
.press-track span { font-size: 0.85rem; font-weight: 500; }
.logo-marquee:hover .marquee-track,
.press-marquee:hover .marquee-track { animation-play-state: paused; }

@keyframes marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* Value prop */
.value-prop {
  padding: 4rem 1.5rem;
  background: var(--paper-2);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.value-prop-inner {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}
.value-prop h2 {
  margin: 0 0 1.5rem;
  font-size: clamp(1.35rem, 2.5vw, 1.85rem);
  line-height: 1.35;
  font-weight: 500;
}

/* Featured testimonial */
.featured-testimonial {
  padding: 4rem 1.5rem;
  text-align: center;
}
.featured-testimonial blockquote {
  margin: 0 auto 1rem;
  max-width: 640px;
}
.featured-testimonial blockquote p {
  margin: 0 0 1.5rem;
  font-size: 1.35rem;
  font-style: italic;
  line-height: 1.5;
}
.featured-testimonial footer {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
}
.featured-testimonial footer strong { display: block; }
.featured-testimonial footer span { font-size: 0.875rem; color: var(--muted); }

.avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--ink);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 700;
  flex-shrink: 0;
}

/* Packages */
.packages { padding: 5rem 1.5rem; }
.package-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}
.package-card {
  padding: 1.5rem;
  background: var(--paper-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  transition: box-shadow 0.2s, transform 0.2s;
}
.package-card:hover {
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}
.package-icon { font-size: 1.75rem; }
.package-card h3 { margin: 0; font-size: 1.15rem; }
.package-card p { margin: 0; font-size: 0.9rem; color: var(--muted); flex: 1; }
.policy-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem;
}
.policy-badges span {
  padding: 0.2rem 0.5rem;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 4px;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--ink-2);
}
.packages-hint {
  text-align: center;
  margin: 2rem 0 0;
  font-size: 0.9rem;
  color: var(--muted);
}

/* Flagship Auto / Santé / MRH */
.flagship { padding: 5rem 1.5rem 2rem; }
.flagship-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  align-items: stretch;
}
.flagship-card {
  display: flex;
  flex-direction: column;
  padding: 1.75rem;
  background: var(--paper-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
.flagship-card h3 {
  margin: 0.5rem 0 0.75rem;
  font-size: 1.45rem;
  letter-spacing: -0.02em;
}
.flagship-lead {
  margin: 0 0 1rem;
  color: var(--ink-2);
  font-size: 0.95rem;
}
.flagship-card h4 {
  margin: 0.75rem 0 0.35rem;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
}
.flagship-list {
  margin: 0;
  padding-left: 1.1rem;
  color: var(--ink-2);
  font-size: 0.875rem;
}
.flagship-list li { margin-bottom: 0.2rem; }
.flagship-note {
  margin: 1rem 0;
  font-size: 0.85rem;
  color: var(--muted);
  flex: 1;
}
.flagship-card .btn { margin-top: auto; align-self: flex-start; }

@media (max-width: 1024px) {
  .flagship-grid { grid-template-columns: 1fr; }
}

/* Comparison */
.comparison {
  padding: 5rem 1.5rem;
  background: linear-gradient(180deg, var(--paper) 0%, #eef1f6 100%);
}
.comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}
.comparison-col {
  padding: 2rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
}
.comparison-legacy {
  background: #e8eaef;
  color: var(--muted);
}
.comparison-floz {
  background: var(--ink);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.comparison-col h3 { margin: 0 0 1rem; font-size: 1.25rem; }
.comparison-steps {
  list-style: none;
  padding: 0;
  margin: 0 0 1.25rem;
}
.comparison-steps li {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.5rem 0;
  font-size: 0.95rem;
  opacity: 0.7;
}
.comparison-badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem;
  margin-bottom: 1rem;
}
.shield {
  width: 28px; height: 28px;
  background: rgba(255,255,255,0.15);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  color: #7dcea0;
}
.comparison-mascot {
  position: absolute;
  bottom: -10px;
  right: 1rem;
  opacity: 0.85;
}

/* Quote section */
.quote-section { padding: 5rem 1.5rem; }
.quote-layout {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 2rem;
  align-items: start;
}
.quote-options { display: flex; flex-direction: column; gap: 0.75rem; }
.quote-tab {
  text-align: left;
  padding: 1.25rem;
  background: var(--paper-2);
  border: 2px solid var(--line);
  border-radius: var(--radius-md);
  cursor: pointer;
  font: inherit;
  transition: border-color 0.15s, background 0.15s;
}
.quote-tab strong { display: block; margin-bottom: 0.35rem; font-size: 1rem; }
.quote-tab span { font-size: 0.875rem; color: var(--muted); }
.quote-tab.is-active {
  border-color: var(--accent);
  background: var(--accent-soft);
}
.quote-tab-detail {
  padding: 1rem 0;
  font-size: 0.9rem;
  color: var(--muted);
}
.quote-tab-detail .btn { margin-top: 1rem; }

.quote-wizard {
  padding: 2rem;
  background: var(--paper-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
.wizard-steps-indicator {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}
.wizard-dot {
  flex: 1;
  height: 4px;
  background: var(--line);
  border-radius: 2px;
  transition: background 0.2s;
}
.wizard-dot.is-active, .wizard-dot.is-done { background: var(--accent); }

.wizard-step {
  border: none;
  padding: 0;
  margin: 0;
  display: none;
}
.wizard-step.is-active { display: block; }
.wizard-step legend {
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
}
.wizard-desc { margin: 0 0 1.25rem; color: var(--muted); font-size: 0.9rem; }
.wizard-step label {
  display: block;
  margin-bottom: 1rem;
  font-size: 0.875rem;
  font-weight: 600;
}
.wizard-step input[type="number"],
.wizard-step input[type="date"] {
  display: block;
  width: 100%;
  margin-top: 0.35rem;
  padding: 0.65rem 0.85rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  font: inherit;
  font-weight: 400;
}
.wizard-step input:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-soft);
}

.upload-zone {
  padding: 2rem;
  margin-bottom: 1rem;
  border: 2px dashed var(--line);
  border-radius: var(--radius-md);
  text-align: center;
  cursor: pointer;
  transition: border-color 0.15s, background 0.15s;
}
.upload-zone.is-dragover {
  border-color: var(--accent);
  background: var(--accent-soft);
}
.upload-zone p { margin: 0 0 0.25rem; font-weight: 600; }
.upload-hint { font-size: 0.8rem; color: var(--muted); }
.upload-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
  text-align: left;
}
.upload-list li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.4rem 0;
  font-size: 0.85rem;
  border-bottom: 1px solid var(--line);
}
.upload-list button {
  background: none;
  border: none;
  color: var(--accent);
  cursor: pointer;
  font-size: 0.8rem;
}

.wizard-summary {
  padding: 1rem;
  background: var(--paper);
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  margin-bottom: 1rem;
}
.wizard-summary dl { margin: 0; }
.wizard-summary dt { font-weight: 600; margin-top: 0.5rem; }
.wizard-summary dd { margin: 0.15rem 0 0; color: var(--muted); }
.wizard-note { font-size: 0.85rem; color: var(--muted); font-style: italic; }

.wizard-nav {
  display: flex;
  justify-content: space-between;
  margin-top: 1.5rem;
  gap: 0.75rem;
}

/* Testimonials */
.testimonials { padding: 5rem 0; overflow: hidden; }
.testimonials .section-heading { padding: 0 1.5rem; }
.testimonial-carousel { overflow: hidden; }
.testimonial-track {
  display: flex;
  gap: 1rem;
  width: max-content;
  padding: 0 1.5rem;
  animation: marquee 45s linear infinite;
}
.testimonial-carousel:hover .testimonial-track { animation-play-state: paused; }
.testimonial-card {
  flex: 0 0 320px;
  padding: 1.5rem;
  background: var(--paper-2);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
}
.testimonial-card blockquote {
  margin: 0.75rem 0;
  font-size: 0.9rem;
  line-height: 1.5;
  color: var(--ink-2);
}
.testimonial-card footer strong { display: block; font-size: 0.875rem; }
.testimonial-card footer span { font-size: 0.8rem; color: var(--muted); }

/* Policies */
.policies { padding: 5rem 1.5rem; background: var(--paper-2); }
.policy-filters {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.5rem;
  margin: -1rem 0 2rem;
}
.policy-filter {
  padding: 0.45rem 0.95rem;
  border: 1px solid var(--line);
  background: var(--paper-2);
  border-radius: 999px;
  font: inherit;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--ink-2);
  cursor: pointer;
}
.policy-filter.is-active,
.policy-filter:hover {
  background: var(--ink);
  color: #fff;
  border-color: var(--ink);
}

.policy-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.policy-card {
  padding: 1.5rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--paper);
  transition: box-shadow 0.2s;
}
.policy-card:hover { box-shadow: var(--shadow-sm); }
.policy-tag {
  display: inline-block;
  padding: 0.2rem 0.5rem;
  background: rgba(26, 127, 75, 0.12);
  color: var(--success);
  border-radius: 4px;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: 0.75rem;
}
.policy-card h3 { margin: 0 0 0.5rem; font-size: 1rem; line-height: 1.3; }
.policy-card p { margin: 0 0 0.75rem; font-size: 0.875rem; color: var(--muted); }

.specialized-coverages {
  margin: 2rem 0;
  padding: 1rem 1.25rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--paper);
}
.specialized-coverages summary {
  cursor: pointer;
  font-weight: 600;
}
.specialized-list {
  margin: 1rem 0 0;
  padding-left: 1.25rem;
  color: var(--muted);
  font-size: 0.9rem;
}
.specialized-list li { margin-bottom: 0.35rem; }
.policies-cta { text-align: center; margin-top: 2rem; }

/* FAQ */
.faq { padding: 5rem 1.5rem; }
.faq-list { max-width: 720px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid var(--line);
  padding: 0.25rem 0;
}
.faq-item summary {
  padding: 1rem 0;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  font-size: 1.25rem;
  color: var(--muted);
  transition: transform 0.2s;
}
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item p {
  margin: 0 0 1rem;
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.6;
}
.faq-contact { text-align: center; margin-top: 2rem; color: var(--muted); }

/* Final CTA */
.final-cta {
  padding: 5rem 1.5rem 2rem;
  background: linear-gradient(180deg, var(--paper) 0%, #e8edf5 100%);
}
.final-cta-inner {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 3rem;
}
.final-mascot { margin-bottom: 1.5rem; }
.final-cta h2 {
  margin: 0 0 1.5rem;
  font-size: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.25;
}
.final-cta-buttons {
  display: flex;
  gap: 0.75rem;
  justify-content: center;
  flex-wrap: wrap;
}

/* Footer */
.site-footer {
  background: var(--ink);
  color: rgba(255,255,255,0.85);
  padding: 3rem 0 0;
}
.footer-inner {
  display: grid;
  grid-template-columns: 1.5fr repeat(4, 1fr);
  gap: 2rem;
  padding-bottom: 2.5rem;
}
.footer-brand p { margin: 0.75rem 0 0; font-size: 0.875rem; opacity: 0.7; }
.footer-col h4 {
  margin: 0 0 0.75rem;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  opacity: 0.5;
}
.footer-col a {
  display: block;
  padding: 0.3rem 0;
  font-size: 0.875rem;
  opacity: 0.8;
}
.footer-col a:hover { opacity: 1; color: #fff; }
.footer-legal {
  padding: 1.5rem;
  border-top: 1px solid rgba(255,255,255,0.12);
  font-size: 0.75rem;
  opacity: 0.55;
  line-height: 1.6;
}
.footer-legal p { margin: 0 0 0.5rem; }
.footer-links {
  display: flex;
  gap: 1.5rem;
  margin-top: 1rem;
  flex-wrap: wrap;
}
.footer-links a { opacity: 0.7; }
.footer-links a:hover { opacity: 1; }

.nav-mobile-actions { display: none; }

/* Responsive */
@media (max-width: 1024px) {
  .package-grid { grid-template-columns: repeat(2, 1fr); }
  .policy-grid { grid-template-columns: repeat(2, 1fr); }
  .policy-filters { margin-top: 0; }
  .comparison-grid { grid-template-columns: 1fr; }
  .quote-layout { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .nav-toggle { display: block; margin-left: auto; }
  .site-nav {
    display: none;
    position: absolute;
    top: var(--header-h);
    left: 0; right: 0;
    flex-direction: column;
    align-items: stretch;
    padding: 1rem 1.5rem 1.5rem;
    background: var(--paper-2);
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-sm);
  }
  .site-nav.is-open { display: flex; }
  .mega-panel {
    position: static;
    display: none;
    min-width: unset;
    box-shadow: none;
    border: none;
    padding: 0.5rem 0 0.5rem 1rem;
    grid-template-columns: 1fr;
  }
  .has-mega.is-open .mega-panel { display: grid; }
  .header-actions { display: none; }
  .header-inner { position: relative; }
  .nav-mobile-actions {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    margin-top: 1rem;
    padding-top: 1rem;
    border-top: 1px solid var(--line);
  }

  .package-grid,
  .policy-grid { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }
  .hero h1 { font-size: 2.25rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  .marquee-track, .testimonial-track { animation: none; }
}